How To Save $10,000 Every Year On Petrol

  • You need to start curbing your petrol consumption
  • Ways you can slash your annual petrol bill
  • Big savings are possible

Is this something you feel passionate about? Let us know your thoughts in the comments below, or over on our Facebook page.

How To Save $10,000 Every Year On Petrol

No-one is doubting that petrol prices are on the rise and it will only get more expensive in the future. To keep on the road and within budget you will have to start thinking of ways of reducing your petrol consumption.

While there are a myriad of ways to do this, I have outlined several here that have the potential of saving you thousands each year!

Read more ›

Posted in Saving Money

Interest Rates Have Been Cut – What Will You Do With The Money?

Interest Rates Have Been Cut – What Will You Do With The Money?

Official interest rates have dropped again, and with most financial institutions (including Queenslanders) dropping their rates in step, the question is what will you be doing with the extra money this will likely give you?

For a lot of people this cut means they will be paying a little less on the mortgage and have a little extra cash at their disposal.

Read more ›

Tagged with: ,
Posted in Debt Relief, Saving Money

3 Steps To Always Having Enough Money For Petrol

  • Are petrol prices sending you broke?
  • Always have enough money to run your car
  • Easy 3-Step ‘Set & Forget’ system

Is this something you feel passionate about? Let us know your thoughts in the comments below, or over on our Facebook page.

3 Steps To Always Having Enough Money For Petrol

Do you struggle with the high cost of petrol?

Here is a dead simple way to stay on top of the price increases that everyone can do.

Read more ›

Posted in Saving Money

Are Your Habits Sending You Broke?

  • Are habits ruling your life?
  • Save thousands of dollars
  • Questioning your decisions

Are Your Habits Sending You Broke?

We all have them – habits. Humans are an habitual species by design so it is no wonder we struggle to break bad habits all our lives.

But are your habits – those things that you do every day without even thinking about them – driving you broke?

Read more ›

Posted in Saving Money

Saving For A House Deposit In 4 Easy Steps

  • Save For a Home Loan Deposit
  • Know What You Can Afford
  • Be Realistic

Saving For A House Deposit In 4 Easy Steps

In these current economic times it can seem a daunting prospect to be able to afford your very own home. But the first step in this process is to start saving for a deposit.

House prices have slowed in recent times but the trend is still upwards in most parts of the country (at least in the capital cities). In this environment it can seem like an uphill battle trying to save enough for a deposit. but it is achievable.

There are 4 steps you need to take in order to make saving for a house deposit easier:

Read more ›

Posted in Saving Money

Getting a Second Job – Is It Worth It?

Getting a Second Job - Is It Worth It?One way of earning more money is to get a second job. But is it as simple as it sounds, and is it worth doing? We find out.

Usually when you are thinking about getting a second job it’s because you need the money. Whether this is to pay off debt, allow you to save (or save more), or to have more money for retirement, more money is the usual motivator.

But there are other reasons to pursue another job:

Read more ›

Posted in Better Living, Making Money

What The Big 4 Banks Own

The Big 4 Banks have been, over the last few years, buying up big in the name of expanding their market share within Australia.

Don’t be fooled into banking with the Big 4 when you thought you were supporting another financial institution.

What the Big 4 Banks Own

The Take-Aways

  • 9 out of 10 new mortgages signed in Australia are with the Big 4 banks!
  • Commonwealth Bank owns Bankwest and a 1/3 share of Aussie Home Loans
  • NAB owns UBank, and Choice Home Loans
  • ANZ owns One Path (formally the Wealth Management arm of ING Australia)
  • Westpac owns St George Bank, Bank SA, Bank of Melbourne and Rams Home Loans.

Were you surprised by this infographic?

Want to bank with a financial institution who has your best interest at heart? Try Queenslanders Credit Union.

Posted in Better Living

Could You Live On Just $20,000 Per Year?

What would you do with all the extra money you would make if you live on just $20K per year?

Could You Live on 20K Per Year?Don’t think it is possible? Let us know in the comments below.

I was looking at my budget yesterday and started thinking about how much I could strip away and how I could live cheaper.

This was done from the perspective of a single person with no dependents, although it could easily be changed to include a couple, and even a child or two by adding in a few extra essentials.

Read more ›

Posted in Better Living, Saving Money

3 Weird Ways To Make Money

Weird Ways to Make MoneyThere is more than one way to make money.

Unusual Ways To Make Money

Making money on the side is a great way to reduce your debt, give a boost to your savings, and diversify your income.

Here are three unusual ways you can make money on the side. If you would consider any of these as a way you can make some more money then let us know in the comments below.

Read more ›

Posted in Making Money

Free Money To Pay Off Your Debt

Free Money to Pay Off your DebtEvery year all of us receive free money we either never expected or never think about.

You could put this money to good use paying off your debts and save yourself, or even earn more.

So what is this mystery free money? I have put a list together of sources for free money most of us would come across each year.

Read more ›

Posted in Debt Relief
About

Personal Money is a blog and resource for all things money. Find financial tips, strategies and money hacks. We post on the blog at least once per week, and you can contact us any time. We also have a newsletter you can sign up to for fortnightly information about personal finance and money.

Brought to you by

Social
We would love to hear from you. You can contact us via this website, or see what we are up to on our Facebook page, where you can also interact with other, like-minded people, and win giveaways and prizes. We also have a Twitter account where we chat more Queensland-centric issues.
Disclaimer
Unless otherwise noted, no-one who writes for personalmoney.com.au is a financial adviser and no personal recommendations are implied or made. We recommend you seek professional financial advice before applying anything you find on Personal Money to your own circumstances.