Christmas is expensive.
If you are not careful you can end up with a large credit card bill you spend the next year paying off. This is not a good way to enjoy the Festive Season.
One way to overcome this is to save for the Christmas/New Year season so you have enough money to cover your expenses. And it is not too late to start saving for this Christmas!
If you start saving now you could end up with more money than you need. Here are 7 ways to save money before Christmas. And that will allow you to have a more relaxed silly season.
How to get extra money in time for Christmas
- Sell some of your old stuff (even last years Christmas gifts)
eBay is a great way to sell your unwanted stuff – even those unused Xmas gifts that are still in your cupboard from last year.
- Get weird
There are many ways to make money these days – you just need to be a little creative.
- Save your $5 notes
This is a clever way to save money, and something anyone can do.
- Give up on a vice and save the money instead
Simply give up one of your habits or vices and you could have hundreds saved by Christmas time.
- Get a second job
If you have the time, pick up a second job for the next couple of months and earn the money you need over Christmas.
- Make next week savings week
Do this every couple of weeks and you will be laughing all the way to the credit union.
- Switch your mortgage and save
Look into reducing your repayments so you will be able to free up a little more cash for the Festive Season.
Whether you cut back on your expenses and save, or earn a little more than you do now, you will be giving yourself more money to spend over Christmas. And that will mean you have a more relaxed silly season.
Queenslanders Credit Union offers an array of awesome home loans and car loans, an online savings account, and useful everyday transaction accounts to suit every need, as well as offering insurance and financial advice. Find out more about us.